Special Needs Resource Team
We work with clients to bridge the gap between community, government and long term supports. We assist with obtaining federal and state benefits including waivers and Social Security. We develop a comprehensive financial and social strategy to assist individuals to live the life they desire.
Our areas of expertise include:
- Strategies for funding a special needs trust
- Government benefits and eligibility
- Finding the right attorney
- Planning a "three-person retirement"
- Multigenerational wealth management
- Advanced insurance planning
- Investment Advisory Solutions*
- Tax planning strategies for special needs situations
Meet the Team
Pat Bergmaier, CFP®, ChSNC™
Chartered Special Needs Consultant™
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Pat is a CERTIFIED FINANCIAL PLANNER™ (CFP®) and has a passion for working with families. His knowledge and expertise allows him to develop comprehensive and holistic financial plans for his clients that provide the framework for making financial decisions that will help achieve their lifetime and legacy planning goals.
Pat is also a Chartered Special Needs Consultant™ (ChSNC™) This designation has provided Pat with the knowledge to address the unique circumstances and requirements of planning for individuals with special needs, a core focus of his practice. Pat received his Bachelor’s Degree in Finance from Albright College in Reading, PA and holds his FINRA Series 7, 66, 63 & 6 Securities Licenses. Pat began his career in the financial services industry in 2005 after a successful baseball career at Albright where he was awarded Conference Player of the Year during his senior season.
Prior to joining 1847Financial, Pat partnered with the MetLife Center for Special Needs Planning where his passion for working with the special needs community began. He is a board member of the Timothy School in Berwyn, PA which is devoted exclusively to teaching students with autism. He is involved with supporting many special needs organizations such as Ascend – the Asperger and Autism Alliance of Greater Philadelphia, Autism Cares Foundation, Down Syndrome Interest Groups, and PLAN of PA.
In his spare time, Pat enjoys working out, golfing, reading and spending time with his family. He resides in Downingtown, Pennsylvania with his wife Amy, daughter Lily and their mini‐dachshund Dasher.
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Joanna is passionate about her clients and partnering with them to identify their evolving needs and financial objectives. Committed to building and implementing custom solutions that will help them achieve their financial goals through all of life’s stages; she is steadfast in building long-term relationships with her clients and providing an exceptional level of client service.
Growing up with siblings affected by Down syndrome and mental illness has offered Joanna the ability to extend her services into the special needs community. Joanna is keenly aware of the unique challenges involved in caring for loved ones with special needs, as well as the specialized planning process necessary to ensure a secure financial future for those living with physical and/or mental disabilities.
Joanna joined 1847Financial in 2015 as a Financial Advisor with MWealth Advisors. Ten years of experience in the financial services industry has molded her into the knowledgeable, organized and client-focused financial advisor she is today. Joanna received her Bachelor’s degree in Biology from Gwynedd Mercy University, where she was involved with Harmony Theater, a performing arts program that enriches the lives of adults with developmental disabilities. She currently holds a Life, Accident and Health License, FINRA Series 6, 63 and 65 Securities Licenses and is active in Women in Insurance & Financial Services (WIFS) Philadelphia/Tri-County.
Caring for a sister with Down syndrome introduced Joanna to the Make-A-Wish Foundation and Special Olympics, two organizations that she supports and holds dear to heart. Joanna is a member of Achilles International – Philadelphia Chapter, an organization enabling people with all types of disabilities to participate in mainstream running events, ultimately bringing hope, inspiration and joys of achievement to all. Joanna resides in Blue Bell, Pennsylvania with her daughter Lillian.
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At 18 years old, Joe joined the Army and attended the United States Military Academy at West Point where he received his Bachelor’s Degree in Economics. Upon graduation, Joe spent 6 years on active duty and lived all over the country.
When his service obligation was complete, Joe worked for Pfizer Pharmaceuticals, where he was awarded “Rookie of the Year”. During his time there, he joined the PA National Guard and eventually deployed for Operation Enduring Freedom in Afghanistan in 2007. After returning home, he joined Gemalto Inc., a company that makes cell phone chips for the iPhone, where he successfully led the Sales Operations team.
In 2014, Joe merged his passion for helping people with his interest in finance. He joined Banker’s Life and Casualty where he guided clients through the Medicare and retirement planning process. During his time with Banker’s Life, Joe was awarded “Rookie of the Year” for the Philadelphia Branch and ranked as the #7 Rookie nationally. He quickly rose to become an office manager where he led a team of over 25 agents. With 18 years of leadership experience, 11 years of sales experiences, and experience in the United States Military, Joe is an intelligent and skilled new member of the 1847Financial team. He looks forward to drawing from the vast resources available to better help his clients plan their futures. Joe is Series 6, Series 63, Life and Health licensed.
Joe was born in Leonia, NJ but now resides in Lansdale with his family. He and his wife, Amy, have been married for 10 years. They have two children, Aaron Michael and Charlotte Elizabeth.
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As an advisor with 1847Financial, Lori supports the goals of individuals and families through life insurance, fixed annuities, disability and long-term care insurance. Before working in this industry, Lori was a pharmaceutical sales representative for Merck & Co., but experienced a life-changing event when she became the mother of a son diagnosed with Fragile X Syndrome. Lori made a significant career change to help other families navigate through the special needs planning process, and to help them secure the future they envisioned for themselves and their loved ones. Her mission is to help as many families as possible achieve their goals by ensuring all financial, legal and government benefit resources effectively combine to work to their advantage.
Lori is involved in many efforts within the special needs community, including advocacy, participation in clinical research, co-leader and member of parent support groups, and a parent mentor of Parent to Parent USA. Lori is also a member of Children and Adults with Attention Deficit Disorder (CHADD), and Parent and Founder of the Special Needs Resource Network.
Lori received her Bachelor's Degree in Biology from Bucknell University and her Master of Science degree in Ecology from Pennsylvania State University. She also obtained a Master of Science degree in Regulatory Affairs and Quality Assurance from Temple University in Philadelphia, PA.
Lori resides in West Chester, PA with her two children, Maya and Gabriel.
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Isidore has built a growing client base, serving the needs of young professionals building their financial portfolios to business owners managing risk. As a financial advisor for 1847Financial, he helps identify and implement financial strategies that uniquely address client concerns, putting them on the right path to meeting their personal and professional financial goals. Isidore received his Bachelor's Degree in Business Administration from Temple University in Philadelphia, PA, and holds his FINRA Series 7 and 66 Securities Licenses.
With over 10 years of experience in the restaurant and food industry, Isidore is also a board member of the PA Restaurant and Lodging Association, Brandywine Chapter. Isidore was originally from Republic of Benin, West Africa, and arrived in the United States in 1999. In 2003, he was selected to be a member of the Benin National Judo Team, participated in the 2004 African Championship and the Olympic trials, and won the 2005 Gold Medal at the American-Canadian Judo challenge in Buffalo, New York.
Today, he currently resides in Philadelphia, Pennsylvania, with his wife Katherine. In his spare time, Isidore enjoys traveling, training for Judo competitions, golfing and watching movies.